Lumino

Lumino helps you master your personal finances by unifying all your accounts and providing clear insights. Key features include: * Unlimited account connections * Automatic transaction categorization * Real-time balance updates * Personalized financial recommendations * Net worth and cash flow tracking Lumino goes beyond basic budgeting, offering a holistic view of your financial health. By linking checking, savings, credit cards, investments, and loans, it creates a comprehensive dashboard of your net worth, liabilities, and cash flow. All transactions are automatically categorized, giving you deep insights into spending patterns without manual effort. Custom alerts keep you informed about unusual activity or large expenses, ensuring you stay on top of your money. The platform constantly analyzes your financial data to pinpoint saving opportunities, suggest smarter investment strategies, and help you reach your goals faster. It can project your future net worth based on current trends, providing a clear roadmap for your financial journey. Built with bank-level security, Lumino ensures your data is protected through 256-bit AES encryption and Plaid's secure OAuth connection, without ever storing your credentials or having the ability to move funds. Ideal for individuals and families seeking a robust, intuitive tool to manage their complete financial picture, track every dollar, and gain actionable insights for better money decisions. Lumino empowers users to take full control of their economic well-being and plan for a secure financial future.