WalletFit

Wallet Fit revolutionizes Canadian credit card rewards optimization by accounting for strict spending caps and merchant rules. Key features: • Tracks monthly and annual spending caps for popular cards (e.g., Amex Cobalt, Scotiabank Gold). • Incorporates merchant-specific payment rules (e.g., Costco Mastercard-only, Loblaws no-Amex). • Calculates net annual return on rewards after factoring in card fees. • Offers a free manual calculator and optional secure bank synchronization. • Includes a credit card strategist for complex spending scenarios. This platform ensures you always use the optimal card for every purchase, maximizing your points and cash back. It dynamically adjusts card recommendations as you approach or hit spending caps, preventing any wasted reward opportunities. By considering all relevant factors, Wallet Fit helps users avoid common pitfalls of traditional rewards tracking. Wallet Fit is ideal for Canadian cardholders who manage multiple rewards credit cards and want to ensure they are getting the absolute most value from their spending. It’s perfect for individuals seeking to minimize fees and maximize their rewards without having to manually track complex rules and limits.