Velyqo — AI financial coach

Velyqo serves as a personal financial guide that translates global economic signals into tangible euro impacts on your daily life, offering monthly guidance without requiring bank account connections. Key features: • Budget analysis and spending insights • Real-time global economic radar (BCE, Brent, CAC40, inflation) • Personalized guidance and progress tracking • Integrated French tax calculations (IR, PAS, TVA, regulated savings) This platform is distinct from typical budgeting applications. It functions as a dedicated financial coach that monitors global economic shifts and provides clear, actionable insights into their effects on your personal finances. Velyqo remembers past decisions, detects progress, and offers consistent monthly guidance, acting as more than just a chatbot. It integrates 12 live economic sources to automatically translate global data into specific euro impacts on your budget. The tool provides a financial score from 0-100, a comprehensive indicator of your financial health that updates monthly and suggests concrete actions for improvement. It uniquely incorporates full French tax regulations, including IR, PAS, family quotient, Livret A, LDDS, and PEA, making it highly relevant for users in France. A couple mode allows for combined financial tracking and shared goal setting. Velyqo is ideal for individuals and couples seeking proactive financial management and a deeper understanding of economic influences on their budget. It prioritizes privacy with no bank connection required, ensuring users maintain full control over their data, with complete export options available. A 14-day free trial allows users to experience its comprehensive capabilities.