Know your agent

Know Your Agent (KYA) establishes a robust trust infrastructure designed to secure transactions within the global digital agent economy. Key features include: • Unique cryptographic identity for each digital agent • Human-signed mandates defining agent transaction limits • Real-time behavioral and compliance transaction scoring • On-chain verification for stablecoin payments KYA addresses the growing trust gap in transactions involving digital agents, where traditional banking systems cannot differentiate between human and agent actors. By inserting a validation layer between payment networks and banks, KYA prevents fraud, reduces chargebacks, and ensures regulatory compliance without requiring a complete overhaul of existing financial infrastructure. Each agent receives a unique Decentralized Identifier (DID), enhancing traceability and accountability. The platform's Intent Mandate system allows humans to set clear boundaries for agent actions, including maximum transaction amounts, authorized merchants, and temporal windows. The KYA Engine analyzes every transaction in real-time, checking for behavioral consistency, adherence to ISO 20022 standards, and anomaly detection. Furthermore, KYA extends its trust layer to stablecoin payments, verifying USDC, USDT, and EURC transactions via auditable smart contracts, ensuring complete traceability and compliance with digital asset regulations like MiCA. This system is essential for financial institutions, payment processors, and enterprises deploying autonomous digital agents. KYA enables secure, compliant, and attributable transactions, fostering confidence and reducing risks in the rapidly expanding digital agent market. It's built for an economy where millions of agentic transactions occur annually, providing the foundational trust needed for widespread adoption.