Naraasti Intelligence

Naraasti Intelligence provides robust credit analysis that extends beyond traditional financial reviews. It offers a comprehensive, forward-looking assessment by integrating key factors such as governance, liquidity, leverage, and probability of default. This platform delivers explainable credit insights, making complex financial evaluations accessible for a wide range of users. It includes detailed analyses like risk grading (from NI-Elite to NI-High Risk), specific probability of default percentages, and thorough assessments of EBITDA and interest coverage. Users can also benefit from governance scoring, sector context, and executive summaries with actionable credit opinions and recommendations for upgrade pathways. Naraasti Intelligence offers advanced features such as stress testing across multiple scenarios (Base, Bear, Severe) and specialized modules for new debt issuance risk grading and tenor analysis. For institutional-grade intelligence, the Analyst Grade plan includes entity stage classification, forward-looking signal toggles, signal-adjusted scores, and model confidence bands, providing in-depth sector peer comparisons. Designed for investors, lenders, small and medium enterprises, and finance professionals, Naraasti Intelligence democratizes institutional-grade credit intelligence, offering clarity and depth without the burden of complex enterprise software.