Welcy

Welcy is a personal finance application designed for long-term wealth building, offering a comprehensive view of your financial landscape. Key features include: • Consolidated net worth across 50+ currencies • Tracking for stocks, crypto, real estate, insurance, fixed deposits, and loans • Welcy Score to monitor financial health improvements • Discreet insights surfaced only when relevant • No bank account linking required, ad-free and free to use This platform allows users to log assets and debts by tap or voice, providing a unified perspective on their entire financial life. It continually updates live prices, real profit and loss for investments, and tracks progress towards financial goals. Users receive quiet alerts for renewals, maturities, missed payments, and price targets, ensuring they stay informed without being overwhelmed by constant notifications. The Welcy Score offers a single, composite signal of overall financial health, encompassing factors like diversification, liquidity, debt-to-asset ratio, goal progress, and insurance coverage. This score updates with every financial action, providing clear feedback on habits and their impact. Welcy is ideal for individuals seeking a clear, quiet, and comprehensive tool to manage and grow their personal finances without the need for bank integrations or intrusive advertising.